Your browser does not support JavaScript
 

Blog & News

Looking Beyond Average Investment Returns
Posted By:  Dave Wilder CFP®, CTFA, MST, AIF®, CEPA
Thursday, April 11, 2019

Many investors strive to achieve the highest rate of return possible for their portfolio. It seems that this is the best way of accumulating more for their goals, such as saving for college or retirement. An investor who achieves a higher rate of return over time will always have a higher portfolio value compared to an investor with a lower return. Right? Not really!

The reality is that rate of return is only one tool for measuring success. It is also the easiest way to measure how one portfolio may be performing compared to another. However, another important factor is managing the risk associated with a given set of investments. In the illustration below, you will find that a portfolio with a lower rate of return actually results in a higher portfolio value after ten years compared to the portfolio with a higher rate of return.

Two Investors Achieve Different Investment Rates of Return –  The one with lower returns accumulates more dollars!

At Total Wealth Planning, we structure portfolios so that they “win by not losing”. Your portfolio can be structured with a significant allocation to equities, an asset class proven to provide superior investment returns over time. However, by introducing 15-20 different asset classes, we can also minimize the amount of volatility. The end result is that you may be able to achieve your goals much sooner than you may have anticipated!

If you would like to learn more about our Nobel-Prize winning investment approach, please contact us at info@twpteam.com or call us at our office at (513) 984-6696.



 
 
Subscribe To Our Blog

Blog Categories

  • In the News
  • Business Owners
  • Charitable Planning
  • Client Experience
  • College Planning
  • Estate Planning
  • Executive Compensation
  • Firm Updates
  • Investments & Market Updates
    • 12/03/2019 - Less Cash in Your Portfolio Yi
    • 10/04/2019 - Quarter 3, 2019 Market Review
    • 07/05/2019 - Quarter 2, 2019 Market Review
    • 04/12/2019 - Quarter 1, 2019 Market Review
    • 04/11/2019 - Looking Beyond Average Investm
    • 03/12/2019 - Dimensional Fund Advisors – A
    • 01/24/2019 - 2019 Annual Limit Changes
    • 01/08/2019 - Quarter 4, 2018 Market Review
    • 12/12/2018 - Why Should You Diversify?
    • 10/29/2018 - Perspective on Recent Market V
    • 10/08/2018 - Quarter 3, 2018 Market Review
    • 08/08/2018 - E+R=O, your reactions determin
    • 07/06/2018 - Quarter 2, 2018 Market Review
    • 05/31/2018 - Bitcoin vs Gold
    • 04/09/2018 - Quarter 1, 2018 Market Review
    • 03/26/2018 - Another Tariff, Another Downtu
    • 02/07/2018 - Professor Jeremy Siegel @ Xavi
    • 01/05/2018 - Quarter 4, 2017 Market Review
    • 10/05/2017 - Quarter 3, 2017 Market Review
    • 07/14/2017 - What is Value Style investing,
    • 07/10/2017 - Quarter 2, 2017 Market Review
    • 05/24/2017 - Is Anyone Managing Your 401(k)
    • 04/05/2017 - Quarter 1, 2017 Market Review
    • 03/01/2017 - Are New Stock Market Highs a C
    • 01/05/2017 - Quarter 4, 2016 Market Review
  • Retirement Planning
  • Security & Privacy
  • Taxes
  • Net Worth
 

INVESTMENT
MANAGEMENT

Your investment philosophy should be grounded in academic research and financial science. Our team will build you an investment portfolio that aims to give you the highest probability of achieving your goals with the least amount of risk.

Learn More
 

RETIREMENT AND
TAX PLANNING

Figuring out how to recreate your paycheck or developing a spending policy should not be an overwhelming exercise. Our team has the expertise to help with retirement portfolio, tax strategies, distribution planning, social security maximization strategies and more.

Learn More
 

HOLISTIC/COMPREHENSIVE
PLANNING

We’ll have discovery conversations, gather and organize your data, then craft comprehensive plans to achieve your life and financial goals. As our ongoing commitment, we consistently monitor and tweak your plan to ensure you’re on track and surprises are minimized.

Learn More

WE'VE BEEN LISTENING
FOR OVER 25 YEARS

Life brings many transitions. Find the right advisor to fit your needs on a fee-only basis, and take the first step in the journey. Total Wealth Planning's team of Certified Financial Planners® guides Cincinnati families and associates through transition.


Total Wealth Planning Associations
WE ARE PROUDLY ASSOCIATED WITH

CONTACT INFO


 

WHAT'S NEW AT TWP


       
CORPORATE EXECUTIVES

WEALTH-BUILDING FAMILIES

RETIREES

BUSINESS OWNERS
ECONOMIC OUTLOOK

BLOG & NEWS

VIDEO LIBRARY

   
4665 Cornell Rd. Suite 160, Cincinnati, OH 45241 4665 Cornell Rd. Suite 160, Cincinnati, OH 45241
513-984-6696 513-984-6696
info@twpteam.com info@twpteam.com
Less Cash in Your Portfolio Yields More Money in Your Pocket
Tuesday, December 3, 2019


SEE MORE >

Follow us on Google+
Blog & News
Follow us on Twitter
Find us on Facebook
DISCLOSURES | COPYRIGHT © 2019. TOTAL WEALTH PLANNING. ALL RIGHTS RESERVED.
GET STARTED
READY TO
GET STARTED?