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We provide a comprehensive view of your financial life and all the factors that go into life planning. What this means to you is help with personal decision making and putting a date on things. We help you manage your finances and investments, while taking into consideration tax planning, professional moves, children, retirement, healthcare and other important priorities. It’s about life planning and gaining more comfort with your long-term financial security.
 

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Our Favorite [Financial] New Year's Resolutions
Posted By:  Rob Siegmann MBA
Wednesday, January 3, 2018

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It's that time of year when many of us think about establishing one or more New Year's resolutions. 

This often means committing to improving one's lifestyle by eating healthier, exercising more, or spending more time with family.  Many investors could benefit from resolutions targeting their financial health as well. Just as many individuals endanger their well-being with bad habits, numerous investors suffer from holes in their financial plan, or worse, ill-advised practices that are detrimental to their wealth.  Everybody wants to be healthier, and many people want to be wealthier, but it takes commitment and discipline.   


Here are some of our favorite (financial) New Year’s resolutions to share with friends or family.

  1. I will not confuse entertainment with advice. If necessary I will turn off CNBC and turn on ESPN.
  2. I will stop searching for tomorrow's star money manager or get rich investment idea.  Prudent advice and investing in capitalism, involving a long-term and disciplined approach, will be the secret sauce in my plans for the future.
  3. I will live within my means and invest surplus capital because it is time in the market-and not timing the market-that matters.
  4. I will contact an independent wealth management firm who is a fiduciary to evaluate my risk, my return or other gaps I may have in the plan for my family’s financial well-being (i.e. a Total Wealth Plan).    

Most of us find it hard to follow a sensible diet or a sensible investment strategy 100% of the time. If you must stray when managing your wealth or well-being, moderation is the key.  A delicious cheeseburger is OK, as long as it's not for dinner every night.   

Finally, just as many athletes, executives or business owners rely on coaches and consultants to help them succeed, most investors can benefit from having a "financial coach" to remind them throughout the year about their New Year's resolutions and keep them on track toward a more prosperous future.  If you know of someone who may benefit from our team of experts’ careful eye, we hope you’ll share this blog and our videos with them.     Happy New Year! 





 
 
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