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Our Promise To You

We provide a comprehensive view of your financial life and all the factors that go into life planning. What this means to you is help with personal decision making and putting a date on things. We help you manage your finances and investments, while taking into consideration tax planning, professional moves, children, retirement, healthcare and other important priorities. It’s about life planning and gaining more comfort with your long-term financial security.
 

About Total Wealth Planning

For over 30 years, Total Wealth Planning has served as a sounding board for personal and business decision making. What makes us distinct is we care about connecting with you and want to be more than just a financial planner. We cater to all aspects of your family and take on the factors pertaining to your finances, investment objectives, retirement goals, business interests and other important intentions. As a Fee-Only planning firm, we provide advice that is unbiased and focused on your best interest at all times, without product sales or commissions. The real benefit is having someone tell you the truth about where you are financially and arranging more than just the money aspects of your financial life.

Our Belief in You

We have faith in what you can accomplish. What this means is we challenge you in a way that makes you think differently about your life. You gain the ability to have a real conversation and be yourself while asking questions. Unlike other firms, we are willing to be crystal clear about where you are financially without fear of losing an account. To us, clients are not an account. 

Our Core Values

We believe the value you have goes far beyond the value of your money. It’s all the parts of your life that could affect you, your family and/or your business. The values you have become of value to us.
  • Family. We are a tight knit family who deeply cares about yours. We make sure the members of your family are aligned and are always cognizant of your comfort. We remember you.
  • Transparency and Candidness. We are honest with you up front, so you have everything you need to make sound decisions.
  • Trust. You have to trust who someone is first and what they do second. It goes beyond the functions of the job. As fiduciaries, we are bound and guided by doing what is in your best interest.
  • Integrity. We know you have the burden of managing multiple priorities. We are here to give you assurance that things will be taken care of and that your needs are important. We bring deep, comprehensive insights and expertise, yet do so with honesty and humility.
  • Independence. Our clear and objective investing and planning strategies put your interests ahead of our own, in contrast to larger financial firms seeking to meet shareholder needs through maximizing profits.
  • Responsiveness. When you call our office, you get a real person and ready access to a team that is willing to help. We are available and get you answers right away.
  • Discretion. Family-centric and business discussions require a level of intimacy and confidentiality. It is why clients choose us as their lead confidant. We recap discussions in small rooms and protect your private, personal information with the utmost concern for your safety.
  • Respect. We treat you with respect, as any business would. However, we recognize that financial planning, investment planning, or engaging with a new firm’s services can pose a learning curve for clients. We seek to educate you and never talk down to you.
  • Getting Things Done. Financial matters come with paperwork, moving parts and responsibilities. We help you through all the actions including notarizing documents, disbursements to the right places and having an overall game plan. We keep you accountable to your goals.

We Are Total Wealth Planning



As stated in our registration with the SEC, our team of 11 professionals serve 457 client households with approximately $566 million of assets under management as of September 30, 2020.  Would you like to learn more about us? Meet our Total Wealth Planning family and read about our history.
Fiduciary Duty
10 Questions to Interview a Wealth Advisor
5 Reasons to Think TWP
Guide to Choosing an Advisor
Business Planning: Your Sellability Score
 

INVESTMENT
MANAGEMENT

Our investment management process is focused on helping you maintain financial stability, preventing mistakes and accomplishing your investment objectives. We don’t just focus on market performance or predictions. We focus on what performance means and how it impacts your long-term goals. It starts with returns, but it is about making life decisions. Working together, you gain a degree of confidence when uncertain times come.

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RETIREMENT AND
TAX PLANNING

We help you determine how long to work and when to retire to continue your lifestyle. We analyze when and how to take money from your portfolio to replace your paycheck, with an eye on tax efficiency, spending, healthcare and social security maximization. We address the primary concern of having your money last for the rest of your life.




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HOLISTIC/COMPREHENSIVE
PLANNING

Our comprehensive planning focuses on real life. It’s putting a date to your goals and steering your life based on analysis, giving you choices and alternatives. You gain the ability to see how reachable your goals are. It starts with getting to know you and the way you want things done to fulfill your needs. We take into consideration your family and all the secondary factors that go into a comprehensive financial plan.


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WE'VE BEEN LISTENING
FOR OVER 30 YEARS

Total Wealth Planning’s team of Certified Financial Planners® are here to listen to you and your questions. We never want you to feel rushed. The real benefit is having a road map to help ensure the key elements of your financial life are in order.


Total Wealth Planning Associations
WE ARE PROUDLY ASSOCIATED WITH

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WHAT'S NEW AT TWP


       
CORPORATE EXECUTIVES

FAMILIES

PRE-RETIREES / RETIREES

BUSINESS OWNERS

DISCLOSURES
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FORM CRS
   
4665 Cornell Rd. Suite 160, Cincinnati, OH 45241 4665 Cornell Rd. Suite 160, Cincinnati, OH 45241
513-984-6696 513-984-6696
info@twpteam.com info@twpteam.com
2021 Annual Retirement Contribution Limit Changes
Wednesday, November 25, 2020


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