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OUR PROMISE TO YOU

What makes us distinct is we provide a comprehensive view of your financial life and all the factors that go into life planning. What this means to you is help with personal decision making and putting a date on things. We help you manage your finances and investments, while taking into consideration tax planning, professional moves, kids, retirement, healthcare and other important priorities. It’s about life planning and gaining more comfort with your long-term financial security.
 

5 Reasons to Choose Total
Wealth Planning

Below are 5 financial reasons to “Think Total Wealth Planning” when thinking about Wealth Management.

Total Wealth Planning Is Different from Other Financial Advisors and Wealth Management Firms

First and foremost, we are independent and fee-only - honoring our fiduciary responsibility and serving clients’ best interests since 1989. We listen and understand individual concerns, goals and objectives. Addressing each wealth management issue - in the best, most cost-effective ways - delivers personalized, exceptional service.

A Fiduciary Standard Defines the Financial Advisory Relationship

A fiduciary standard differentiates how most “financial advisors” work with their clients. Over 90 percent of them are paid (fully or partially) by commissions. They promote self-serving products and services to maximize their income. Additionally, advisors who work for large financial services firms are loyal to their employer, not their client.

A Fee-Based and a Fee-Only Financial Advisor Are Significantly Different

A fee-only financial advisor, Total Wealth Planning does not receive any compensation from a brokerage firm, mutual fund or insurance company, or any source except—solely and directly - our clients. We represent only you and your interests. Thinking about where someone’s paycheck comes from helps to understand where their true loyalty lies.

Wealth Management and Investment Management Aren't the Same

A wealth management firm, Total Wealth Planning integrates clients’ financial planning goals, objectives, and strategies with a diversified investment portfolio strategy best suited to achieve them. In contrast, an investment management firm only manages money - unaware of and detached from clients’ financial planning circumstances and concerns.

Total Wealth Planning Serves Specialty Service Niches

As independent business owners, working with business owner clients for over 25 years, Total Wealth Planning knows first-hand about those concerns, risks, and rewards. We relate and advise - as peers - guiding business owners to increase the value of their company, eventually monetize and diversify their internal equity value.

These are just 5 Financial Facts to help you better understand the basics of financial management. If you’d like more facts, please contact us
 
Fiduciary Duty
10 Questions to Interview a Wealth Advisor
Field Guide to Choosing an Advisor
 
 

INVESTMENT
MANAGEMENT

Our investment management process is focused on helping you maintain financial stability, preventing mistakes and accomplishing your investment objectives. We don’t just focus on market performance or predictions. We focus on what performance means and how it impacts your long-term goals. It starts with returns, but it is about making life decisions. Working together, you gain a degree of confidence when uncertain times come.

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RETIREMENT AND
TAX PLANNING

We help you determine how long to work and when to retire to continue your lifestyle. We analyze when and how to take money from your portfolio to replace your paycheck, with an eye on tax efficiency, spending, healthcare and social security maximization. We address the primary concern of having your money last for the rest of your life.




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HOLISTIC/COMPREHENSIVE
PLANNING

Our comprehensive planning focuses on real life. It’s putting a date to your goals and steering your life based on analysis, giving you choices and alternatives. You gain the ability to see how reachable your goals are. It starts with getting to know you and the way you want things done to fulfill your needs. We take into consideration your family and all the secondary factors that go into a comprehensive financial plan.


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WE'VE BEEN LISTENING
FOR OVER 30 YEARS

Total Wealth Planning’s team of Certified Financial Planners® are here to listen to you and your questions. We never want you to feel rushed. The real benefit is having a road map to help ensure the key elements of your financial life are in order.


Total Wealth Planning Associations
WE ARE PROUDLY ASSOCIATED WITH

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WHAT'S NEW AT TWP


       
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4665 Cornell Rd. Suite 160, Cincinnati, OH 45241 4665 Cornell Rd. Suite 160, Cincinnati, OH 45241
513-984-6696 513-984-6696
info@twpteam.com info@twpteam.com
FAFSA Application Season Starts October 1st
Tuesday, September 22, 2020


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